Within six years of its launch, the Unified Payment Interface (UPI) has not only disrupted the country’s digital payments landscape but also gained global recognition. Between 2021 and 2022, the volume of UPI transactions jumped by over 90% and the value by 76%. For a diverse and complex geography like India, the success of UPI is remarkable, for it brought digital payments closer to the tech savvy as well as to the masses.
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