Retail investors and the fixation with equity MFs

Retail investors predominantly invest in equity mutual fundsand, as per data put out by the Association of Mutual Funds in India in December, over 95% of the assets under management (AUM) in debt mutual funds (MFs) comes from corporate entities, while over 90% of equity AUM comes from retail and HNI (high net worth individuals) …

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Retail investors’ investment in NCDs, commercial papers limited to 25% of issue: RBI

The Reserve Bank of India (RBI) has limited retail investors’ investment in primary issuances of non-convertible debentures and commercial papers to a quarter of the total issuance to minimise investors’ losses in case of default on short­-term financial instruments.  The latest directions have been issued by RBI’s master direction issued on January 3, 2024. Additionally, issuers of …

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Budget 2024: No key announcement expected, says Santosh Singh of Motilal Oswal AMC

Since this is the last Budget before general elections, Santosh Singh, fund manager of Motilal Oswal AMC, doesn’t anticipate a multitude of significant announcements to be made. Apart from his expectations from the interim Budget and government’s focus on manufacturing and development, he deconstructs the stupendous spike shown by the market and its likely reasons. Among …

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nithin kamath views: Retail investors ‘gambling’ in stocks? Nithin Kamath’s take on popular view

Nithin Kamath on Friday said the popular narrative that retail investors are clueless may not be fully accurate. According to Kamath, equity investors on Zerodha are sitting with higher overall notional gains than equity mutual fund investors. “Maybe the popular narrative that retail investors are clueless and “gambling” isn’t fully accurate. That’s because you would …

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Planning to invest in mutual funds? Make note of these five factors

So, before you choose the mutual fund that is “right” for you, it is imperative to give careful consideration to a number of factors such as investment goals, risk tolerance, performance history, and expert management, among others.  “Investing in mutual funds is a great way to grow your wealth. However, with so many options available today, …

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How corporate bonds can reach retail investors

Over the last year, the Securities and Exchange Board of India (Sebi) has been working relentlessly to enhance the participation of retail investors in the corporate bonds market. It started in October 2022 with a circular titled ‘Reduction in denomination for debt securities and non-convertible redeemable preference shares’, whereby it reduced the minimum face value …

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