How you can negotiate lower interest rates with a good credit score?

Borrowers with a high credit score have a strategic advantage. This is because they can negotiate a better deal in terms of lower interest rates with a lender.  Let us suppose that 32-year-old finance professional Ajay Sharma has a high credit score of 750.  Without a doubt, he can use his score to negotiate for …

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Credit Score vs Credit Report: Know the difference for financial success

Credit scores and credit reports are among the most widely discussed subjects in the realm of finance and banking. Whenever you use a payment app or visit a bank or fintech’s website, they suggest checking your credit score and reading your credit report carefully.  So, what are these things, and are they really important? The …

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How credit and payment reporting platforms impact business decisions

In the world of modern business, data is king. Accurate and timely information can make or break a company’s success. It is here that credit and payment reporting platforms take centre stage, becoming indispensable tools for organisations seeking to make well-informed decisions, manage risk, and fine-tune their operations. These platforms offer a window into the …

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