CIBIL: 8 key indicators of a good credit score that you need to be aware of

A good CIBIL score, or credit score, is indispensable to procure loans and credit cards at favourable terms. CIBIL is one of the key credit bureaus in India which assesses creditworthiness based on a slew of factors which include payment history, credit utilisation ratio, credit mix, length of credit history and credit inquiries, among others.  …

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Credit Score vs Credit Report: Know the difference for financial success

Credit scores and credit reports are among the most widely discussed subjects in the realm of finance and banking. Whenever you use a payment app or visit a bank or fintech’s website, they suggest checking your credit score and reading your credit report carefully.  So, what are these things, and are they really important? The …

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