Spends on a travel-focused card earn the cardholder rewards that can be converted into loyalty points of partner airlines or hotels, or can be used to book flights or hotels through the travel aggregator platform of the bank or card issuing company. One of the key features of a travel focused card is that it …
A good CIBIL score, or credit score, is indispensable to procure loans and credit cards at favourable terms. CIBIL is one of the key credit bureaus in India which assesses creditworthiness based on a slew of factors which include payment history, credit utilisation ratio, credit mix, length of credit history and credit inquiries, among others. …
Balance transfer on credit cards means moving the outstanding debt of one or more credit cards onto a new card which has a lower interest rate. This can be a useful tool for managing debt but it’s important to understand that this may affect your credit score, also known as CIBIL score, to some extent. …
Eligibility The Divaa credit card will be issued only to women customers. The eligibility criteria for the card is as follows: a) If the applicant is a salaried individual, the age should be in the 18 to 65 years bracket. If the applicant is a professional or businesswoman, the age should be in the 18 …
After reaping the benefits, the 31-year-old recently guided his brother to buy a car using credit cards and earned about 6% worth of rewards. Most car dealers accept payments made with credit cards and even allow buyers to make the full payment with it. Sounds good. However, the process is a little more complicated. From …
I recently came to know about the option to pay insurance premiums with a credit card. Are there any additional charges associated with using a credit card for such payments? —Name withheld on request The process to pay insurance premiums through credit card is very similar to the other digital payment processes. The customer can …
NEW YORK (WABC) — A new consumer protection law went into effect Sunday amending and clarifying New York’s existing credit card surcharge law. Now business transactions imposing a credit card surcharge must post the total price of transactions, including the surcharge, prior to the sale. New York Governor Kathy Hochul signed the law on December …
Q. I’m Namrata, recently employed by a software company. I find it challenging to strike a balance between spending and saving. Can you guide me in setting up a manageable repayment schedule to pay off my debts, especially credit card debt and personal loans? Personal loans and credit card loans are both high-interest debts. If …
ICICI Bank has recently announced the integration of its RuPay credit cards with UPI transactions in order to improve the convenience of payments for its customers. This integration allows ICICI Bank customers to effortlessly link their RuPay credit cards to UPI and make Person-to-Merchant (P2M) transactions both online and offline with ease and security. This …
Apple is set to finish its credit card partnership with Goldman Sachs, according to a Wall Street Journal report published on Tuesday. People claiming to have knowledge of the matter told the Journal that Apple’s contract with the banking giant will end “in the next roughly 12-15 months,” bringing to an end a troubled tie-up …